Financing

The financing channel looks at the different small business funding options available to start-up companies and established SME businesses looking to grow. Read a wealth of guides and tips to help manage your accounts and cash flow better, views on the future of business banking and where to source alternative finance.

Small business startup funding

Startup funding for any small business can be a minefield. Here’s a guide to the options available to get you through those early days

Financing

A complete guide to small business finance

Cash flow is one of the biggest headaches for small business owners. Bank loan applications can be cumbersome. Yet there is a nimbler generation of lenders who can get money into your bank account fast

Alternative finance

3 ways to improve your small business cashflow

Cashflow - or lack of it - is one of the things that keeps entrepreneurs up at night. The first thing to do is understand what money is coming in and going out, says Simon Draper

Accounting

The basics of cash flow forecasts for small businesses

We take a look at the basics of cash flow forecasts for small businesses. By reading it, you’ll have everything you need to get started.

Business Loans

SMEs urged to apply for finance before it’s too late

Trade body UK Finance says small business owners should apply for a bank loan now, regardless of whether they need it yet, before an economic slowdown turns off the credit tap

Business Loans

Government to launch £3bn recovery loan scheme

Replacement recovery loan scheme will offer loans of up to £2m to businesses, backed by a 70% government guarantee in event of default. But small business owners will have to offer personal guarantees first

Accounting

The importance of financial reporting for small business owners

We explain the three key financial statements and how you can use them to spot trends, improve cash flow and manage debt

Accounting

What small businesses should know about Company Voluntary Arrangements

Andrew Jagger, associate director at Moorfields, explains all you need to know about when and why to use a CVA if your business is in distress. However, there are new alternatives you should consider

Accounting

The importance of financial reporting for small business owners

We explain the three key financial statements and how you can use them to spot trends, improve cash flow and manage debt

Accounting

What small businesses should know about Company Voluntary Arrangements

Andrew Jagger, associate director at Moorfields, explains all you need to know about when and why to use a CVA if your business is in distress. However, there are new alternatives you should consider

Tax